Yes. If approved for both, you can maintain both products, and doing so may actually benefit your credit profile. Credit bureaus consider credit mix, the variety of credit products you manage, when calculating your score. Having multiple types of credit, such as a credit builder subscription and a credit card, can support overall score health when both are managed responsibly. Each product serves a different purpose, and whether to use one or both is entirely up to your needs and goals. You can cancel either one at any time.
Can I have both the Arro Credit Builder and the Arro Credit Card?
Eduardo Sanchez
- Updated