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What is Arro Credit Builder?

Eduardo Sanchez
Eduardo Sanchez
  • Updated February 19, 2026 20:13

Arro Credit Builder is:

  • A $12/month subscription
  • Automatic payment reporting
  • Weekly credit score visibility
  • Education + AI coaching
  • Flexible and transparent

It is not:

  • A credit card
  • A loan
  • A guarantee

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Articles in this section

  • Are there any additional fees?
  • What is Arro Credit Builder?
  • Closing an Account
  • Can I have both the Arro Credit Builder and the Arro Credit Card?
  • Is the Arro Credit Builder required for the Arro Credit Card?
  • What can I buy with Credit Builder?
  • Can I cancel my Credit Builder account?
  • How do I check my credit score?
  • Which credit bureaus does Arro Credit Builder report to?
  • Will there be a hard credit inquiry when I apply?

See all 13 articles

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